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RNS Number:2280G
Westland Utrecht Hypotheekbank N.V.
15 January 2003


RE: WESTLAND/UTRECHT HYPOTHEEKEN BANK N.V 
    EUR 20,000,000 SERES 475 EMTN 
    DUE 17 JANUARY 2011 
    ISIN: XS0123043159

THIS IS TO FORMALLY ADVISE YOU THAT THE INTEREST RATE FOR THE 
PERIOD 17JAN03 TO 17APR03 HAS BEEN FIXED AT 3.039 PCT.

THE COUPON AMOUNT DUE 17APR03 WILL AMOUNT TO:
EUR 7,597.50 PER EUR 1,000,000 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON 
TEL: 44 207 508 3857/3855 0R FAX: 44 207 508 3881.

RATEFIX DESK 
CITIBANK N.A., LONDON


                      This information is provided by RNS
            The company news service from the London Stock Exchange

END

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