RNS Number:7384M
Westland Utrecht Hypotheekbank N.V.
6 November 2001

DATE:  01 November 2001

Re:  Westland/Utrecht Hypotheeken Bank N.V
     EUR 500,000,000 series 477 EMTN
     Due:  05 February 2004
     ISIN: XS0123057613

This is to formally advise you that the interest rate for the period 05Nov01 to 
05Feb02 has been fixed at 3.612 pct.

The coupon amount due 05Feb02 will amount to:
EUR 9.23 per EUR 1,000 denomination
EUR 92.31 per EUR 10,000 denomination
EUR 923.07 per EUR 100,000 denomination

If you have any queries please contact the rate fix desk on 
tel: 44 20 7508 3857/3855 or fax: 44 20 7508 3881
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