Harbor Florida Bancshares, Inc. to Present at America's Community Bankers Community Bank Investor Conference - New York City FORT PIERCE, Fla., May 6 /PRNewswire-FirstCall/ -- Harbor Florida Bancshares, Inc. , the holding company for Harbor Federal Savings Bank, announced today that it would be participating in the America's Community Bankers Community Bank Investor Conference in New York City, May 10-11, 2004. Michael J. Brown, Sr., Harbor's President and Chief Executive Officer, is scheduled to make a presentation at 10:10 a.m. (EDT) on Tuesday, May 11 at the conference. The presentation slides will be available on Harbor's website located at http://www.harborfederal.com/. Harbor Federal is headquartered in Fort Pierce, Florida and has 33 offices located in a six-county area of East Central Florida. Harbor Florida Bancshares, Inc. common stock trades on the Nasdaq National Market under the symbol HARB. DATASOURCE: Harbor Florida Bancshares, Inc. CONTACT: Michael J. Brown, Sr., President, +1-772-460-7000, Mike Callahan, CFO, +1-772-460-7009, or Toni Santiuste, Investor Relations, +1-772-460-7002, all of Harbor Florida Bancshares Web site: http://www.harborfederal.com/

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