FNBF Fnb Financial Services Corp (MM)

FNB Financial Services Corporation (NASDAQ: FNBF) ("FNB"), parent of FNB Southeast (the "Bank"), reported it has surpassed $1 billion in assets as of September 30, 2005. The Bank has 17 branch offices in North Carolina and Virginia. "A billion dollars in assets moves us into a very elite group of community banks," said Ernest J. Sewell, Vice Chairman, President and Chief Executive Officer of FNB. "This achievement is a tribute to past and current employees and directors. Our bank was founded on sound banking practices and service to our customers and our communities. These values will continue to influence our bank in the years to come." The Bank was founded in 1910, with a single office in Reidsville, NC. Over the years the Bank has grown its customer base throughout North Carolina and Virginia. Currently, the Bank operates 17 banking offices, which also provide mortgage banking and investment services. "Our company will continue the tradition of growth and service. We have definite plans to continue our pattern of internal growth," commented Pressley A. Ridgill, President and Chief Operating Officer of FNB Southeast. "For nearly a century, FNB has focused on serving the needs of individuals and small to medium-sized businesses. Opportunity still abounds within our market areas. Our management team will continue to evaluate these opportunities to expand services to our customers and communities. We are very excited about our future!" Information in this press release may contain "forward-looking statements." These statements involve risks and uncertainties that could cause actual results to differ materially, including, without limitation, the effects of future economic conditions, governmental fiscal and monetary policies, legislative and regulatory changes, the risks of changes in interest rates and the effects of competition. Additional factors that could cause actual results to differ materially are discussed in FNB's recent filings with the Securities and Exchange Commission, including, but not limited to, its Annual Report on Form 10-K and its other periodic reports.