First Trust Bank Announces Plans for New Office at Mooresville Gateway Business Park CHARLOTTE, N.C., Sept. 20 /PRNewswire-FirstCall/ -- First Trust Bank (OTC:NCFT) (BULLETIN BOARD: NCFT) has announced plans for a new full-service banking facility to be located in Mooresville at 108 Gateway Boulevard. The bank will be the anchor tenant in a 25,000 sq. ft. office building being constructed by Southern Constructors, Inc. in Mooresville Gateway Business Park. Mooresville Gateway Business Park is located near Lake Norman Regional Medical Center and Lowe's corporate headquarters at I-77, Exit 33. First Trust Bank has operated a commercial loan production office in Mooresville since 2002. This lending office was converted to a full-service branch in June of 2004 and will move to the new location in Mooresville Gateway Business Park during the first quarter 2005. First Trust Bank specializes in serving the banking needs of small businesses and professionals in the Charlotte, Mooresville, Davidson, Cornelius, and Huntersville markets. The Mooresville office is currently staffed by veteran commercial bankers, Greg Silliman and David Steen; Branch Manager, Glynis Coley; Commercial Loan Assistant, Susan Harrington; and Customer Service Representative, Beth Needham. First Trust Bank operates three banking offices at 100 Queens Road and 2245 Rexford Road, Charlotte, NC and 120 Southpark Drive, Mooresville, NC. For additional information, please contact Jean Galloway or Jim Bolt at 704.377.3936 (fax 704.377.8869) or by e-mail at http://www.firsttrustnc.com/ . DATASOURCE: First Trust Bank CONTACT: Jean Galloway or Jim Bolt of First Trust Bank, +1-704-377-3936, or fax, +1-704-377-8869 Web site: http://www.firsttrustnc.com/

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