GRANITE MORTGAGES 03-1 PLC

RE: GRANITE MORTGAGES 03-1 PLC
    USD 56,000,000.00
    MATURING: 20/Jan/2043
    ISSUE DATE: 27/Jan/2003
    ISIN: US38741TAE01

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
20/Jul/2006 TO 20/Oct/2006 HAS BEEN FIXED AT 6.950000 PCT

DAY BASIS 92/360

INTEREST PAYABLE VALUE 20/Oct/2006 WILL AMOUNT TO:
USD 17.76 PER PER USD 1,000.00 DENOMINATION
USD 177.61 PER USD 10,000.00 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881
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