Adjusted Operating Income Rises 15%
Revenue and Profitability Growth Across All
Operating Companies
Adjusted EPS Increases 18% to $.46
GAAP EPS Increases to $.45
Marsh & McLennan Companies, Inc. (NYSE:MMC), a global
professional services firm offering advice and solutions in risk,
strategy, and human capital, today reported financial results for
the third quarter ended September 30, 2013.
Dan Glaser, president and CEO said: “Marsh & McLennan
Companies delivered another excellent quarter, continuing the
strong earnings momentum that the Company has achieved over the
past several years. Adjusted operating income increased 15%,
reflecting excellent margin expansion in both of our operating
segments.
“In Risk and Insurance Services, Marsh produced underlying
revenue growth across all major geographies, and Guy Carpenter
continued its long-term trend of underlying revenue growth. In
Consulting, both operating companies contributed to underlying
revenue growth, as Mercer increased revenue across all lines of
business, and Oliver Wyman returned to growth,” concluded Mr.
Glaser.
Consolidated Results
Consolidated revenue in the third quarter of 2013 was $2.9
billion, an increase of 3% on a reported basis, or 4% on an
underlying basis, compared with the third quarter of 2012.
Underlying revenue measures the change in revenue using consistent
currency exchange rates, excluding the impact of certain items,
such as acquisitions, dispositions, and transfers among businesses.
Operating income was $404 million, compared with $378 million in
the prior year period. Adjusted operating income, which excludes
noteworthy items as presented in the attached supplemental
schedules, rose 15% in the third quarter to $413 million.
Net income attributable to the Company was $253 million, or $.45
per share, in the third quarter. This compares with $241 million,
or $.44 per share, in the prior year. Adjusted earnings per share
grew 18% to $.46, compared with $.39 last year.
For the nine months ended September 30, 2013, net income
attributable to the Company was $1.1 billion, or $1.89 per share,
compared with $917 million, or $1.66 per share, in 2012. Adjusted
earnings per share increased 17% to $1.91, compared with $1.63 last
year.
Risk and Insurance Services
Risk and Insurance Services revenue increased to $1.5 billion in
the third quarter of 2013, an increase of 4% on a reported basis,
or 3% on an underlying basis. Adjusted operating income increased
14% to $228 million. For the nine months of 2013, segment revenue
was $5 billion, an increase of 4% from the prior year period, or 3%
on an underlying basis. Adjusted operating income rose 12% to $1.1
billion, compared with $1 billion last year.
Marsh's revenue in the third quarter of 2013 was $1.2 billion,
an increase of 4% on a reported basis, or 3% on an underlying
basis. International operations had underlying revenue growth of 6%
in the third quarter, reflecting growth of 15% in Latin America; 7%
in Asia Pacific; and 3% in EMEA. In the US/Canada division,
underlying revenue grew 1%. Guy Carpenter's third quarter revenue
was $262 million, an increase of 5% on both a reported and
underlying basis, reflecting broad-based growth in North America,
International, Global Specialties, and UK Facultative.
Consulting
Consulting segment revenue was $1.4 billion in the third
quarter, an increase of 2% from the third quarter of 2012, or 4% on
an underlying basis. Adjusted operating income was $231 million, an
increase of 13% from $204 million. For the nine months of 2013,
segment revenue was $4.2 billion, an increase of 1% on a reported
basis, or 2% underlying. Adjusted operating income rose 12% to $625
million, compared with $556 million last year.
Mercer's revenue was $1.1 billion in the third quarter of 2013,
an increase of 2%, or 4% on an underlying basis. Health grew 5% on
an underlying basis; Retirement increased 2%; Talent rose 2%; and
Investments grew 8%. Oliver Wyman's revenue was $365 million in the
third quarter of 2013, an increase of 4% on a reported basis, or 2%
on an underlying basis.
Other Items
In the third quarter of 2013, the Company had investment income
of $14 million, compared with an investment loss of $4 million a
year ago. Investment income in the current quarter includes $13
million of carried interest from Trident III no longer subject to
claw-back.
The Company’s adjusted tax rate increased to 32.4% in the third
quarter, largely due to discrete items.
In the third quarter, the Company repurchased 3.6 million shares
of its common stock for $150 million.
At September 30, 2013, cash and cash equivalents was $2.2
billion and net debt, which is total debt less cash and cash
equivalents, was $1 billion. In September, the Company issued $250
million of 2.55% senior notes due in 2018 and $250 million of 4.05%
senior notes due in 2023. The Company intends to use the net
proceeds for general corporate purposes, including the redemption
in October 2013 of $250 million of the outstanding principal amount
of existing 5.75% senior notes due September 2015.
Conference Call
A conference call to discuss third quarter 2013 results will be
held today at 8:30 a.m. Eastern time. To participate in the
teleconference, please dial +1 800 949 2165. Callers from outside
the United States should dial +1 719 325 4937. The access code for
both numbers is 3881351. The live audio webcast may be accessed at
www.mmc.com. A replay of the webcast
will be available approximately two hours after the event.
About Marsh & McLennan Companies
MARSH & McLENNAN COMPANIES (NYSE:MMC) is a global
professional services firm offering clients advice and solutions in
the areas of risk, strategy, and human capital. Marsh is a global leader in insurance broking and
risk management; Guy Carpenter is a
global leader in providing risk and reinsurance intermediary
services; Mercer is a global leader in
talent, health, retirement, and investment consulting; and
Oliver Wyman is a global leader in
management consulting. Marsh & McLennan Companies’ 54,000
colleagues worldwide provide analysis, advice, and transactional
capabilities to clients in more than 100 countries. The Company
prides itself on being a responsible corporate citizen and making a positive impact in
the communities in which it operates. Visit www.mmc.com for more information.
INFORMATION CONCERNING FORWARD-LOOKING
STATEMENTS
This press release contains “forward-looking statements,” as
defined in the Private Securities Litigation Reform Act of 1995.
These statements, which express management's current views
concerning future events or results, use words like “anticipate,”
“assume,” “believe,” “continue,” “estimate,” “expect,” “future,”
“intend,” “plan,” “project” and similar terms, and future or
conditional tense verbs like “could,” “may,” “might,” “should,”
“will” and “would.” For example, we may use forward-looking
statements when addressing topics such as: the outcome of
contingencies; the expected impact of acquisitions and
dispositions; the impact of competition; pension obligations; the
impact of foreign currency exchange rates; our effective tax rates;
changes in our business strategies and methods of generating
revenue; the development and performance of our services and
products; changes in the composition or level of our revenues; our
cost structure, dividend policy, cash flow and liquidity; future
actions by regulators; and the impact of changes in accounting
rules.
Forward-looking statements are subject to inherent risks and
uncertainties. Factors that could cause actual results to differ
materially from those expressed or implied in our forward-looking
statements include, among other things:
- our exposure to potential liabilities
arising from errors and omissions claims against us;
- our ability to make acquisitions and
dispositions and to integrate, and realize expected synergies,
savings or benefits from the businesses we acquire;
- the impact of competition, including
with respect to our geographic reach, the sophistication and
quality of our services, our pricing relative to competitors, our
customers' option to self-insure or utilize internal resources
instead of consultants, and our corporate tax rates relative to a
number of our competitors;
- the extent to which we retain existing
clients and attract new business, and our ability to incentivize
and retain key employees;
- our ability to maintain adequate
physical, technical and administrative safeguards to protect the
security of data and the potential of a system or network
disruption that results in regulatory penalties, remedial costs
and/or the improper disclosure of data;
- our exposure to potential criminal
sanctions or civil remedies if we fail to comply with foreign and
U.S. laws and regulations that are applicable to our international
operations, including trade sanctions laws relating to countries
such as Cuba, Iran, Sudan and Syria, anti-corruption laws such as
the U.S. Foreign Corrupt Practices Act and the U.K. Bribery Act
2010, local laws prohibiting corrupt payments to government
officials, as well as import and export restrictions;
- changes in the funded status of our
global defined benefit pension plans and the impact of any
increased pension funding resulting from those changes;
- our ability to successfully recover
should we experience a disaster or other business continuity
problem, such as an earthquake, hurricane, flood, terrorist attack,
pandemic, security breach, cyber attack, power loss,
telecommunications failure or other natural or man-made
disaster;
- the impact of changes in interest rates
and deterioration of counterparty credit quality on our results
related to our cash balances and investment portfolios, including
corporate and fiduciary funds;
- the impact on our net income caused by
fluctuations in foreign currency exchange rates;
- the potential impact of rating agency
actions on our cost of financing and ability to borrow, as well as
on our operating costs and competitive position;
- changes in applicable tax or accounting
requirements; and
- potential income statement effects from
the application of FASB's ASC Topic No. 740 (“Income Taxes”)
regarding accounting treatment of uncertain tax benefits and
valuation allowances, including the effect of any subsequent
adjustments to the estimates we use in applying this accounting
standard.
The factors identified above are not exhaustive. Marsh &
McLennan Companies and its subsidiaries operate in a dynamic
business environment in which new risks may emerge frequently.
Accordingly, we caution readers not to place undue reliance on the
above forward-looking statements, which speak only as of the dates
on which they are made. The Company undertakes no obligation to
update or revise any forward-looking statement to reflect events or
circumstances arising after the date on which it is made. Further
information concerning Marsh & McLennan Companies and its
businesses, including information about factors that could
materially affect our results of operations and financial
condition, is contained in the Company's filings with the
Securities and Exchange Commission, including the “Risk Factors”
section of our most recently filed Annual Report on
Form 10-K.
Marsh & McLennan Companies,
Inc.Consolidated Statements of Income(In millions,
except per share figures)(Unaudited)
Three Months Ended September
30,
Nine Months Ended September
30,
2013 2012
2013 2012
Revenue $ 2,932 $ 2,845
$
9,146 $ 8,922
Expense: Compensation and
Benefits
1,824 1,760
5,393 5,332 Other Operating
Expenses
704 707
2,165 2,167
Operating Expenses 2,528 2,467
7,558 7,499
Operating Income 404 378
1,588 1,423
Interest Income 5 6
13 18
Interest Expense (40 ) (44 )
(124
) (135 )
Investment Income 14 (4 )
58 20
Income Before Income Taxes 383
336
1,535 1,326
Income Tax Expense 123
90
463 387
Income from Continuing
Operations 260 246
1,072 939
Discontinued
Operations, Net of Tax (1 ) 1
6 (1
)
Net Income Before Non-Controlling Interests 259 247
1,078 938
Less: Net Income Attributable to
Non-Controlling Interests 6 6
24 21
Net Income Attributable to the Company $
253 $ 241
$ 1,054 $ 917
Basic Net Income Per Share - Continuing Operations
$ 0.46 $ 0.44
$ 1.91 $
1.68
- Net Income Attributable to the Company
$ 0.46 $ 0.44
$ 1.92 $
1.68
Diluted Net Income Per Share - Continuing
Operations $ 0.45 $ 0.43
$
1.88 $ 1.66
- Net Income Attributable to the
Company $ 0.45 $ 0.44
$
1.89 $ 1.66
Average Number of Shares
Outstanding - Basic 549 544
549 544
- Diluted 558 552
558 552
Shares Outstanding at 9/30 547
544
547 544
Marsh & McLennan Companies,
Inc.Supplemental Information - Revenue AnalysisThree
Months Ended September 30, 2013(Millions) (Unaudited)
Components of Revenue Change*
Three Months Ended September
30,
% Change GAAP
Revenue
Currency Impact
Acquisitions/Dispositions
Impact
Underlying Revenue
2013 2012
Risk and Insurance Services
Marsh
$ 1,235 $ 1,192 4 % (2 )% 2 % 3 % Guy Carpenter
262 249 5 % — 1 % 5 %
Subtotal
1,497 1,441 4 % (2 )% 2 % 4 % Fiduciary Interest Income
7 10 Total Risk and Insurance Services
1,504 1,451 4 % (2 )% 2 % 3 %
Consulting Mercer
1,072 1,054 2 % (2 )% (1 )% 4 %
Oliver Wyman Group
365 351 4 % 1 % 1 % 2 %
Total Consulting
1,437 1,405 2 % (1 )% — 4 %
Corporate / Eliminations (9 ) (11 )
Total
Revenue $ 2,932 $ 2,845 3 % (1 )% 1
% 4 %
Revenue Details
The following table provides more detailed revenue information
for certain of the components presented above:
Components of Revenue Change*
Three Months Ended September
30,
% Change GAAP
Revenue
Currency Impact
Acquisitions/Dispositions
Impact
Underlying Revenue
2013 2012
Marsh: EMEA
$ 387 $ 376 3 % —
— 3 % Asia Pacific
165 165 — (8 )% — 7 % Latin America
94 81 15 % (11 )% 11 % 15 % Total
International
646 622 4 % (3 )% 1 % 6 % U.S. / Canada
589 570 3 % — 3 % 1 % Total Marsh
$
1,235 $ 1,192 4 % (2 )% 2 % 3 %
Mercer:
Health
$ 378 $ 354 7 % — 1 % 5 % Retirement
325 334 (3 )% (1 )% (4 )% 2 % Talent
179 179 — (2 )%
— 2 % Investments
190 187 2 % (6 )% — 8 %
Total Mercer
$ 1,072 $ 1,054 2 % (2 )%
(1 )% 4 % Notes Underlying revenue measures the change in
revenue using consistent currency exchange rates, excluding the
impact of certain items such as: acquisitions, dispositions and
transfers among businesses. * Components of revenue change
may not add due to rounding.
Marsh & McLennan Companies,
Inc.Supplemental Information - Revenue AnalysisNine
Months Ended September 30, 2013(Millions) (Unaudited)
Components of Revenue Change*
Nine Months Ended September
30,
% Change GAAP
Revenue
Currency Impact
Acquisitions/DispositionsImpact
Underlying Revenue
2013 2012
Risk and Insurance Services Marsh
$
4,020 $ 3,869 4 % (1 )% 2 % 3 % Guy Carpenter
922
881 5 % — — 5 % Subtotal
4,942 4,750 4 % (1 )%
2 % 3 % Fiduciary Interest Income
21 31 Total
Risk and Insurance Services
4,963 4,781 4 % (1
)% 2 % 3 %
Consulting Mercer
3,157 3,086 2 % (1 )% —
4 % Oliver Wyman Group
1,052 1,088 (3 )% 1 % —
(3 )% Total Consulting
4,209 4,174 1 % (1 )% —
2 %
Corporate / Eliminations (26 ) (33 )
Total Revenue $ 9,146 $ 8,922 3
% (1 )% 1 % 3 %
Revenue Details
The following table provides more detailed revenue information
for certain of the components presented above:
Components of Revenue Change*
Nine Months Ended September
30,
% Change GAAP
Revenue
Currency Impact
Acquisitions/Dispositions
Impact
Underlying Revenue
2013 2012
Marsh: EMEA
$
1,436 $ 1,408 2 % — — 3 % Asia Pacific
496 488 2 % (4
)% — 6 % Latin America
260 242 7 % (9 )% 4 %
13 % Total International
2,192 2,138 3 % (2 )% — 4 % U.S. /
Canada
1,828 1,731 6 % — 4 % 2 % Total Marsh
$ 4,020 $ 3,869 4 % (1 )% 2 % 3 %
Mercer: Health
$ 1,135 $ 1,058 7 % — 1 % 6 %
Retirement
1,006 1,044 (4 )% (1 )% (4 )% 1 % Talent
435 436 — (2 )% 2 % (1 )% Investments
581 548
6 % (3 )% — 9 % Total Mercer
$ 3,157 $
3,086 2 % (1 )% — 4 % Notes Underlying revenue
measures the change in revenue using consistent currency exchange
rates, excluding the impact of certain items such as: acquisitions,
dispositions and transfers among businesses. * Components of
revenue change may not add due to rounding.
Marsh & McLennan Companies,
Inc.Non-GAAP MeasuresThree Months Ended September
30(Millions) (Unaudited)
The Company presents below certain additional financial
measures that are "non-GAAP measures," within the meaning of
Regulation G under the Securities Exchange Act of 1934. These
measures are: adjusted operating income (loss); adjusted operating
margin; and adjusted income, net of tax. The Company
presents these non-GAAP measures to provide investors with
additional information to analyze the Company's performance from
period to period. Management also uses these measures to assess
performance for incentive compensation purposes and to allocate
resources in managing the Company's businesses. However, investors
should not consider these non-GAAP measures in isolation from, or
as a substitute for, the financial information that the Company
reports in accordance with GAAP. The Company's non-GAAP measures
reflect subjective determinations by management, and may differ
from similarly titled non-GAAP measures presented by other
companies.
Adjusted Operating Income (Loss) and Adjusted
Operating Margin Adjusted operating income (loss) is calculated
by excluding the impact of certain noteworthy items from the
Company's GAAP operating income or loss. The following tables
identify these noteworthy items and reconcile adjusted operating
income (loss) to GAAP operating income or (loss), on a consolidated
and segment basis, for the three months ended September 30, 2013
and 2012. The following tables also present adjusted operating
margin, which is calculated by dividing adjusted operating income
by consolidated or segment GAAP revenue.
Risk & Insurance
Services
Consulting
Corporate/Eliminations
Total
Three Months Ended September 30, 2013 Operating income
(loss) $ 222 $ 232
$ (50 ) $ 404 Add
(Deduct) impact of Noteworthy Items: Restructuring charges (a)
— (1 ) 5 4 Adjustments to
acquisition related accounts (b)
6 — —
6 Other
— — (1 )
(1 ) Operating income adjustments 6
(1 ) 4 9
Adjusted operating income (loss) $ 228
$ 231 $ (46 ) $
413 Operating margin 14.8 %
16.1 % N/A 13.8 % Adjusted
operating margin 15.2 % 16.0 %
N/A 14.1 % Three Months Ended September 30,
2012 Operating income (loss) $ 222 $ 205 $
(49 ) $ 378 Add (Deduct) impact of Noteworthy Items:
Restructuring charges (a) 6 — 4 10 Adjustments to acquisition
related accounts (b) (25 ) (1 ) — (26 ) Other (2 ) — (2 ) (4
)
Operating income adjustments (21 ) (1 ) 2 (20 )
Adjusted operating income (loss) $ 201 $ 204 $
(47 ) $ 358
Operating margin 15.3 % 14.6 % N/A 13.3 %
Adjusted operating margin 13.9 % 14.5 % N/A 12.6 %
(a) Primarily severance, future rent under non-cancellable leases,
and integration costs related to cost reduction activities for
recent acquisitions. (b) Primarily includes the change in
fair value as measured each quarter of contingent consideration
related to acquisitions.
Marsh & McLennan Companies,
Inc.Non-GAAP MeasuresNine Months Ended September
30(Millions) (Unaudited)
The Company presents below certain additional financial
measures that are "non-GAAP measures," within the meaning of
Regulation G under the Securities Exchange Act of 1934. These
measures are: adjusted operating income (loss); adjusted operating
margin; and adjusted income, net of tax. The Company
presents these non-GAAP measures to provide investors with
additional information to analyze the Company's performance from
period to period. Management also uses these measures to assess
performance for incentive compensation purposes and to allocate
resources in managing the Company's businesses. However, investors
should not consider these non-GAAP measures in isolation from, or
as a substitute for, the financial information that the Company
reports in accordance with GAAP. The Company's non-GAAP measures
reflect subjective determinations by management, and may differ
from similarly titled non-GAAP measures presented by other
companies.
Adjusted Operating Income (Loss) and Adjusted
Operating Margin Adjusted operating income (loss) is calculated
by excluding the impact of certain noteworthy items from the
Company's GAAP operating income or loss. The following tables
identify these noteworthy items and reconcile adjusted operating
income (loss) to GAAP operating income or (loss), on a consolidated
and segment basis, for the nine months ended September 30, 2013 and
2012. The following tables also present adjusted operating margin,
which is calculated by dividing adjusted operating income by
consolidated or segment GAAP revenue.
Risk & Insurance
Services
Consulting
Corporate/Eliminations
Total Nine Months Ended September 30,
2013 Operating income (loss) $ 1,111
$ 624 $ (147 )
$ 1,588 Add (Deduct) impact of Noteworthy
Items: Restructuring charges (a)
5 1 11
17 Adjustments to acquisition related accounts (b)
16
— — 16 Other
(1 ) —
(1 ) (2 ) Operating income
adjustments 20 1 10
31 Adjusted operating income (loss) $
1,131 $ 625 $ (137
) $ 1,619 Operating margin
22.4 % 14.8 % N/A 17.4
% Adjusted operating margin 22.8 %
14.9 % N/A 17.7 % Nine Months
Ended September 30, 2012 Operating income (loss) $ 1,024
$ 552 $ (153 ) $ 1,423 Add (Deduct) impact of
Noteworthy Items: Restructuring charges (a) 6 7 8 21 Adjustments to
acquisition related accounts (b) (20 ) (3 ) — (23 ) Other (2 ) —
(5 ) (7 )
Operating income adjustments (16 ) 4
3 (9 )
Adjusted operating income (loss) $ 1,008
$ 556 $ (150 ) $ 1,414
Operating margin
21.4 % 13.2 % N/A 15.9 %
Adjusted operating margin 21.1 %
13.3 % N/A 15.8 % (a) Primarily severance, future rent under
non-cancellable leases, and integration costs related to cost
reduction activities for recent acquisitions. (b) Primarily
includes the change in fair value as measured each quarter of
contingent consideration related to acquisitions.
Marsh & McLennan Companies,
Inc.Non-GAAP MeasuresThree and Nine Months Ended
September 30(Millions) (Unaudited)
Adjusted income, net of tax Adjusted income,
net of tax is calculated as: the Company's GAAP income from
continuing operations, adjusted to reflect the after-tax impact of
the operating income adjustments set forth in the preceding table;
divided by MMC's average number of shares outstanding-diluted for
the period.
Reconciliation of the Impact of Non-GAAP Measures on
diluted earnings per share -
Three Months Ended September 30,
2013
Three Months Ended September 30,2012
Amount
Diluted EPS
Amount
Diluted EPS
Income from continuing operations
$ 260 $ 246 Less:
Non-controlling interest, net of tax
6 6
Subtotal
$ 254 $
0.45
$ 240 $ 0.43 Add (deduct): operating income (loss) adjustments
$ 9 $ (20 ) Impact of income taxes
(4 )
(4 )
5 0.01 (24 ) (0.04 ) Adjusted
income, net of tax
$ 259 $ 0.46
$ 216 $ 0.39
Nine Months Ended September 30,
2013
Nine Months Ended September 30,2012
Amount Diluted EPS Amount
Diluted EPS Income from continuing operations
$ 1,072
$ 939 Less: Non-controlling interest, net of tax
24
21 Subtotal
$ 1,048 $ 1.88 $ 918
$ 1.66 Add (deduct): operating income (loss) adjustments
$
31 $ (9 ) Impact of income taxes
(11 ) (7 )
20 0.03 (16 ) (0.03 ) Adjusted income,
net of tax
$ 1,068 $ 1.91
$ 902 $ 1.63
Marsh & McLennan Companies,
Inc.Supplemental Information(Millions) (Unaudited)
Three Months Ended September
30,
Nine Months Ended September
30,
2013 2012
2013 2012
Depreciation and amortization expense
$ 71 $ 68
$ 213 $ 201 Identified intangible amortization
expense
$ 18 $ 19
$ 53 $ 53 Stock
option expense
$ 3 $ 3
$ 15 $ 23
Capital expenditures
$ 96 $ 100
$ 288 $
249
Marsh & McLennan Companies,
Inc.Consolidated Balance Sheets(Millions)
(Unaudited)
September 30, 2013
December 31,2012
ASSETS Current assets: Cash and cash equivalents
$ 2,174 $ 2,301 Net receivables
3,294 3,058
Other current assets
693 604
Total current
assets 6,161 5,963 Goodwill and intangible assets
7,353 7,261 Fixed assets, net
824 809 Pension related
assets
780 260 Deferred tax assets
1,020 1,223 Other
assets
838 772
TOTAL ASSETS $
16,976 $ 16,288
LIABILITIES AND
EQUITY Current liabilities: Short-term debt
$
583 $ 260 Accounts payable and accrued liabilities
1,830 1,721 Accrued compensation and employee benefits
1,194 1,473 Accrued income taxes
148 110 Dividends
payable
138 —
Total current liabilities
3,893 3,564 Fiduciary liabilities
4,657 3,992
Less - cash and investments held in a fiduciary capacity
(4,657 ) (3,992 ) — — Long-term debt
2,623
2,658 Pension, post-retirement and post-employment benefits
1,975 2,094 Liabilities for errors and omissions
380
460 Other liabilities
985 906
Total equity
7,120 6,606
TOTAL LIABILITIES AND
EQUITY $ 16,976 $ 16,288
Marsh & McLennan CompaniesMedia:Laura Cora, +1
212-345-2731laura.cora@mmc.comorInvestor:Keith
Walsh, +1 212-345-0057keith.walsh@mmc.com
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