First Trust Bank Declares Fourth Consecutive Stock Dividend CHARLOTTE, N.C., Oct. 13 /PRNewswire-FirstCall/ -- First Trust Bank (OTC:NCFT) (BULLETIN BOARD: NCFT) announced today that its Board of Directors declared a 20% stock dividend on October 12, 2004. This is the fourth consecutive stock dividend. Shareholders of record at the close of business on November 2, 2004 are entitled to one additional share for each five shares of First Trust Bank stock held on that date. Additional shares will be distributed on November 17, 2004 with cash paid in lieu of fractional shares. First Trust is a commercial bank whose target market is small to medium sized businesses and professionals. The bank operates three banking offices at 100 Queens Road and 2245 Rexford Road, Charlotte, NC and 120 Southpark Drive, Mooresville, NC. The bank's stock is traded on the Nasdaq OTCBB under the symbol NCFT. DATASOURCE: First Trust Bank CONTACT: Jean Galloway or Jim Bolt of First Trust Bank, +1-704-377-3936, or fax, +1-704-377-8869, or by e-mail at http://www.firsttrustnc.com/ Web site: http://www.firsttrustnc.com/

Copyright