UPDATE: Church's Chicken Puts Franchise Fees On The ABS Menu
05 2월 2011 - 3:08AM
Dow Jones News
Fast-food chain operator Church's Chicken issued a $245 million
asset-backed security Friday, according to a person familiar with
the matter, the first so-called whole-business securitization based
on restaurant revenue since the credit crisis.
The bond, Church's Chicken's first asset-backed deal, is
supported by franchise fees as well as operating profits from
company-owned stores. On its website, Church's said that as of
March 2010, it had more than 1,700 locations worldwide in 22
countries, with system sales approaching $1.2 billion.
This type of whole business securitization based on revenue from
restaurant chains is unusual and was last seen in 2007. Previous
issuers include Dunkin Brands Inc., which is owned by the
private-equity groups Bain Capital LLC, Carlyle Group LP and Thomas
H. Lee Partners; Sonic Corp. (SONC); Domino's Pizza Inc. (DPZ); as
well as IHOP Franchising and Applebee's Enterprises LLC, both owned
by DineEquity Inc. (DIN).
Barclays Capital is the lead on the Church's transaction, being
issued via Cajun Global LLC, a newly formed company. Church's,
which is based in Sandy Springs, Ga., is owned by Friedman
Fleischer & Lowe, a private-equity firm in San Francisco.
Investors are looking for higher-yielding bonds backed by
unusual collateral such as franchise fees, timeshare receivables
and drug patents rather than bonds where loans for vehicles and
student loans have been packaged for sale.
Such so-called esoteric or off-the-run bonds traditionally
attracted only a small group of investors, but these days even
insurance companies and pension funds are buying them as they need
to diversify their holdings and earn more on their investments.
On Dec. 3, Adams Outdoor Advertising LP priced its $355 million
billboard revenue-backed bond via the private Rule 144a market. The
largest tranche, valued at $253.75 million, priced to yield
5.5%.
By contrast, an auto-loan-backed deal from Santander Drive Auto
Receivables Trust priced earlier Friday to yield only 1.491%.
The performance of whole business securitizations backed by
restaurant franchise payments, such as the Church's Chicken bond,
has been "stable," note Moody's Investors Service analysts in a
note. These haven't suffered during the economic downturn because
they experienced "milder customer traffic declines than did the
more expensive fine dining and casual dining industry segments,"
the analysts note.
That said, high unemployment "continues to pressure restaurant
traffic, as consumers pull back discretionary spending, including
restaurant meals."
It is unusual to announce a new asset-backed bond on a Friday,
but this way the deal is likely to be discussed during the ABS
industry's biggest event of the year, the American Securitization
Forum's conference scheduled to begin in Orlando, Fla., on
Sunday.
Other issuers this week included Ally Financial Inc. with a
$1.06 billion auto-loan-backed security.
-By Anusha Shrivastava, Dow Jones Newswires; 212-416-2227;
anusha.shrivastava@dowjones.com