First Trust Bank Celebrates Groundbreaking Ceremony CHARLOTTE, N.C., April 13 /PRNewswire-FirstCall/ -- First Trust Bank (OTC:NCFT) (BULLETIN BOARD: NCFT) held a groundbreaking ceremony April 12, 2005 for its new headquarters and main office branch facility to be located at 1420 East Third Street. Construction will begin immediately. The 14,000 square foot facility will be constructed on the one-acre site with a total cost for the land and building of approximately $4.5 million. Completion and occupation is expected by early November at the latest. ESD Architecture is the design firm and Heartland Contractors, Matthews, N.C., is the general contractor. Jim Bolt, President/CEO said, "This is another milestone in the history of First Trust Bank. This project is a result of our rapid growth and provides room for future expansion." First Trust is a commercial bank whose target market is small to medium sized businesses, professionals, and individuals. The bank operates three banking offices at 100 Queens Road and 2245 Rexford Road, Charlotte, NC and 120 Southpark Drive, Mooresville, NC. DATASOURCE: First Trust Bank CONTACT: Jean Galloway or Jim Bolt of First Trust Bank, +1-704-377-3936, or fax, +1-704-377-8869, or by email at http://www.firsttrustnc.com/ Web site: http://www.firsttrustnc.com/

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