BANCAJA INTERNATIONAL FINANCE

RE: BANCAJA INTERNATIONAL FINANCE
    USD 500,000,000.00
    MATURING: 24-Jan-2006
    ISSUE DATE: 24-Jan-2001
    ISIN: XS0123133224

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
25-Oct-2004 TO 24-Jan-2005 HAS BEEN FIXED AT 2.250000 PCT.

DAY BASIS 91/360

INTEREST PAYABLE VALUE 24-Jan-2005 WILL AMOUNT TO:
USD 56.88 PER USD 10,000.00 DENOMINATION.
USD 568.75 PER USD 100,000.00 DENOMINATION.

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881
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