NACB National Capital Bancorp Inc (PK)

The National Capital Bank of Washington (NCB) reported record earnings for year-end 2011, with robust growth in total assets.

Net income for the year was $4.13 million—up from last year by $334,000, an increase of 8.82 percent — making 2011 NCB’s top performing year in its 122 year history. Net interest income was up $737 thousand, or 5.44 percent.

Average total deposits were up, $32.8 million, or 12.50 percent. Year-end assets totaled $368.8 million, up 10.29 percent, as compared to last year’s $334.4 million.

NCB reported no delinquent loans of 90 days or more—making it a standout in the industry for safety and soundness. Weiss Ratings, the nation’s only independent provider of ratings and analyses covering the financial services industry, awarded the Bank an “A” rating for safety in 2011. They remain the only bank in the metropolitan area to receive this honor.

“National Capital’s dedication to sound financial fundamentals together with the expertise of our professional staff allowed us to achieve the highest net income in our long history,” says Richard A. Didden, NCB Chairman and Chief Executive Officer. The Bank was recently recognized as a “top performing bank” in the Eastern United States in an article by Bank News, and was the proud recipient of the 2011 “Professional Service of the Year” awarded by the Capitol Hill Association of Merchants and Professionals.

The National Capital Bank of Washington was founded in 1889 and has been managed by the Didden family for 122 years. NCB has assets of $368.8 million and is headquartered on Capitol Hill with a second branch located in Friendship Heights. The bank has been recognized over the last decade with numerous accolades for its safety and soundness, exceptional performance, small business loans, and for being named one of the top banks and thrifts, a 100-year old small business of the year, and top commercial lender. NCB trades under the symbol NACB. For more information about NCB, go to www.nationalcapitalbank.com

National Capital Bancorp (PK) (USOTC:NACB)
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National Capital Bancorp (PK) (USOTC:NACB)
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