Overview - Year to date net income is $1.139 million or $0.17 per diluted share - Net interest income in the second quarter is 12.6% higher than 2008 second quarter - Non-interest income rises 29.4% in the second quarter, driven by mortgage banking revenues and gains on sales of investments - Second quarter provisions for loans and real estate losses aggregate $3.955 million; $1.955 million higher than 2008 second quarter - Allowance for loans losses increases to 1.70% of loans - Total risk based capital increases to a very strong 16.13% as of quarter end, exceeding the 'well-capitalized' requirement BISMARCK, N.D., July 30 /PRNewswire-FirstCall/ -- BNCCORP, Inc. (BNC) (Pink Sheets: BNCC), which operates community banking and wealth management businesses in Arizona, Minnesota and North Dakota, and has mortgage banking offices in Iowa, Kansas, Missouri and Arizona, today reported financial results for the three months and six months ended June 30, 2009. Net income was $523 thousand, or $0.06 per diluted share, for the second quarter ended June 30, 2009. This compared to a net income of $700 thousand, or $0.21 per diluted share, in the second quarter of 2008. Net income for the first half of 2009 was $1.139 million, or $0.17 per diluted share, compared to net income of $2.062 million, or $0.61 per diluted share, for the first half of 2008. BNCCORP's 2009 second quarter results reflected higher net interest income, primarily due to growth in earning assets and lower cost liabilities, as well as an increase in non-interest income from mortgage banking oper

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