www.shinesrooms.com has a handpicked team of market professionals with over 100 years of combined investing experience. Today they are providing members comprehensive research on the Personal Services industry and are offering free analytical research on Western Union Co. (NYSE: WU) and H&R Block Inc. (NYSE: HRB). Register with us today at http://www.shinesrooms.com/index.php?_controller=RegisterMember&_method=index.com to have free access to these research reports.

For some companies in the money movement and bill payment business like Western Union Co. profits have been rising on increased international business and revenues from transaction fees. Transactions occur from and to countries all over the world as a way to move money very quickly from one place to another. Many of the transactions take place from migrant workers sending funds back to their families in less developed countries. Get your free reports on Western Union Co. and H&R Block Inc. at http://www.shinesrooms.com/index.php?_controller=RegisterMember&_method=index. There is no commitment to join.

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Many of these transaction fees have come under fire from some governments as being excessive though, with customers often being charged well in excess of 10 or even 20 percent of their overall transaction in fees, especially for smaller transaction amounts. In many cases, there is no regulation or cap on these fees, and customers end up paying the fees with few other choices for wiring the money. Western Union's profits rose in the second quarter and beat analysts' expectations. The company also raised forecasts for the rest of the year above analysts' estimates. Western Union Co. report is accessible for free by registering today at http://www.shinesrooms.com/WU010911.pdf.

In the tax services sector, H&R Block Inc. has settled its own government troubles with the state of Massachusetts related to its former subprime lending business leading up to the mortgage crisis from 2004 to 2007. The company was accused of making home loans that posed too high of a risk of default with excessive fees to loan customers. H&R Block Inc. report is accessible for free by registering today at http://www.shinesrooms.com/HandRBlockInc010911.pdf.

The two Personal Services stocks research reports are available for free by signing up now on www.shinesrooms.com.

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