MFW M&F Worldwide Corp. Common Stock

Recognizing that operational and credit risk management are critical to the ongoing profitability and health of financial institutions, Harland Financial Solutions continues to develop risk management solutions that address the complexity of commercial lending. Early adopters of CreditQuest�, an end-to-end commercial credit management system, have witnessed greater operational control and reporting with the solution. CreditQuest mitigates risk by managing the entire commercial lending process, bringing origination, analysis, underwriting, documentation and executive reporting together in a single solution. Credit risk is easily controlled in CreditQuest with tools that facilitate management of financial institutions� credit portfolios and support the enforcement of credit management policies. Additionally, the solution leverages customers� risk-related information into a quantitative risk-rating model. Pete Graves, chief information officer of Independent Bank Corporation, reflects on his institution�s CreditQuest implementation. �The reporting capabilities of CreditQuest have significantly improved our ability to manage asset quality through improved transactional and portfolio�risk monitoring. We will continue to leverage these capabilities going forward.� CreditQuest improves productivity throughout the commercial credit lifecycle by centralizing information from many sources and by automating routine tasks. Customer service is also enhanced through a centralized, relationship-centric view of customers� financial data. According to Todd Vallie, senior vice president and director of Retail Banking at Columbia River Bank, progress sometimes simply requires change. �When we looked at our commercial loan process, we discovered that we were doing things the same way we did 20 years ago. We decided that we could not fix our old system and needed a platform to manage commercial lending from application to boarding. The only system we found that meets our needs is CreditQuest.� To improve turnaround, CreditQuest reduces the time commercial credit professionals spend reviewing, analyzing and processing credit requests. The production of Credit Memos is simplified, while credit renewals require only incremental data entry and analysis. Furthermore, data from CreditQuest flows seamlessly to LaserPro�, Harland Financial Solutions� industry-leading documentation solution used by over 3,000 financial institutions nationwide. Steve Ruthven, vice president/banking officer of Baker Boyer Bank, summarizes the benefits of using CreditQuest. �Harland Financial Solutions has helped us streamline our commercial lending operation. We are now poised for aggressive growth.� According to John O�Malley, president of Harland Financial Solutions, �The commercial lending market has become much more competitive. CreditQuest offers our customers advanced risk management, streamlined operations for improved profitability and a competitive advantage.� About Harland Financial Solutions Harland Financial Solutions (www.harlandfinancialsolutions.com) is a wholly-owned subsidiary of Harland Clarke Holdings Corp. and M & F Worldwide Corp., (NYSE:MFW). The company supplies software and services to thousands of financial institutions of all sizes, offering its solutions in both an in-house and service bureau environment. It is a leader in core systems, item processing, enterprise content management, branch automation, customer relationship management, business intelligence, origination and document solutions, risk management, compliance training, financial accounting, open documents, mortgage solutions, electronic funds transfer (EFT), self service solutions and performance advisory services. The information contained in this press release is accurate at the time of publication. However, service offerings and availability, relationships, contacts and other specified information may change over time.