PennRock Declares Cash Dividend for Fourth Quarter of 2004 BLUE BALL, Pa., Dec. 14 /PRNewswire-FirstCall/ -- The Board of Directors of PennRock Financial Services Corp. (NASDAQ:PRFS), parent company of Blue Ball National Bank, PennRock Financial Advisors, N.A., and PennRock Insurance Group, Inc., declared a cash dividend on December 14, 2004 of $.22 per share. The dividend applies to all shareholders of record as of December 28, 2004 and is payable on January 11, 2005. Shareholders will receive $.22 for each share of PennRock stock owned as of the record date. PennRock Financial Services Corp., headquartered in Blue Ball, PA is a bank holding company with over $1.1 billion in consolidated assets. PennRock is the parent company of Blue Ball National Bank, PennRock Financial Advisors, N.A., and PennRock Insurance Group, Inc. Blue Ball National Bank provides a broad range of banking services to consumers, small businesses and corporations through 18 offices in south-central and southeastern Pennsylvania. PennRock Financial Advisors, N.A. offers asset management, corporate retirement plan administration, third party administration, and investment management & trust services to clients in southeastern Pennsylvania, New Jersey and Delaware. PennRock Insurance Group, Inc. sells annuities and life insurance products. To learn more about PennRock and its subsidiaries, visit http://www.pennrock.com/. DATASOURCE: PennRock Financial Services Corp. CONTACT: Shannan B. Guthrie, Public Relations Manager, PennRock Financial Services Corp., +1-717-354-3612 or Web site: http://www.pennrock.com/

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