Citizens Bank Hires New Senior Vice President for Expanded SBA Lending Department

Gary D. Gall, President and Chief Executive Officer of Citizens Bancorp (the Company) (OTCBB:CZNB), and Citizens Bank of Northern California (the Bank), announced today that 24-year banking veteran Kevin Rappleye has joined the Bank as Senior Vice President and SBA Government Guaranteed Business Development Officer. Rappleye, whose career includes 20 years of specializing in government-guaranteed lending, will be pivotal to the Bank’s expanded commitment to SBA lending.

“Citizens Bank has been committed from our beginning in 1995 to providing SBA and other government guaranteed lending products in our communities,” said Gall. He added, “Our Bank has set the course to reach a “Preferred” lender status with the SBA and Kevin’s deep experience with SBA 7a, 504 and USDA loans will help us accomplish this.”

“I am thrilled to return to the world of community banking where helping small business has brought such tremendous personal and professional satisfaction,” said Rappleye. He added, “The people and culture of Citizens Bank, combined with the commitment to the SBA program to assist small business, will be a powerful combination for years to come. The team we are building looks forward to serving the business people who make our country great.”

Rappleye joins Citizens Bank most recently from Sacramento Commercial Bank/Wells Fargo. He holds a Bachelor of Science degree in Business Administration from California State University, Sacramento. An avid golfer, Kevin was named to the NCAA Division II All-American Golf Team in 1980. Today, 30 years later, two of his sons are now playing for the Hornets as well.

Founded in February 1995, Citizens Bank, headquartered in Nevada City, became a wholly owned subsidiary of the Company in 2003. In addition to their Auburn branch located in Placer County, the Bank has six other branches in communities throughout Nevada County, including Nevada City, Grass Valley, Penn Valley, Lake of the Pines, and Truckee. The Bank offers community banking services, including a wide variety of deposit products, commercial, residential and consumer loans, and other traditional banking products and services, designed to meet the needs of small and middle market businesses and individuals.

Citizens Bancorp (CE) (USOTC:CZNB)
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