Harbor Federal Announces Recovery From Hurricane Frances FORT PIERCE, Fla., Sept. 13 /PRNewswire-FirstCall/ -- Harbor Florida Bancshares, Inc. (NASDAQ:HARB), the holding company for Harbor Federal Savings Bank, announced today that all of its offices except for one are open and fully operational today with both lobby and drive-in services. The Lakewood Park office is offering drive-in services only but should be fully operational by the end of the week. Harbor's Loan Operations office was damaged as a result of Hurricane Frances; however, all loan operations staff has been relocated to other offices and are also operational as of today. Harbor's CEO, Mike Brown, Sr., said, "This quick recovery could not have been accomplished without the tremendous effort by all of Harbor's staff. Thanks to all of our employees for their commitment and dedication during this difficult time." DATASOURCE: Harbor Florida Bancshares, Inc. CONTACT: Michael J. Brown, Sr., President, +1-772-460-7000; or Mike Callahan, CFO, +1-772-460-7009; or Toni Santiuste, Investor Relations, +1-772-460-7002, all of Harbor Florida Bancshares, Inc. Web site: http://www.harborfederal.com/

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